Elements 2100 Plan, Cambria RidgePottervilleMI48876
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. Rental yield 5.38%. Elements 2100 Plan, Cambria Ridge, Potterville, MI, 48876 in Potterville at $363,900, 5.38% gross yield, is a market-growth asset. The $1,631/mo rent partially funds the $1,636/mo debt service; the core return is the 5%/yr price growth projected to add $100,539 over five years. Ziffy Mortgage's DSCR mortgage (1.00) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $89,207.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.8% |
| Monthly Cash Flow | $(769) | $850 |
City averages based on Potterville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,631 |
| Total Monthly Debt Service | $2,255 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Allen Edwin Homes
Mls Name: Allen Edwin Homes
Mls Provider:
Mls ID: #N/A