E4599 Kingfisher CircleLa ValleWI53941
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at E4599 Kingfisher Circle, La Valle, WI, 53941 in La Valle is capital appreciation. Rental yield 5.36%. The 5.36% gross yield at $499,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $138,113 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.99) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $118,422.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.2% |
| Monthly Cash Flow | $(1,123) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,232 |
| Total Monthly Debt Service | $3,156 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53941, La Valle, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,091 (100%) |
| Owner Occupied HU | 1,102 (52.7%) |
| Renter Occupied HU | 199 ( 9.5%) |
| Vacant Housing Units | 790 (37.8%) |
| Median Home Value | $384,581 |
| Average Home Value | $417,861 |
Housing Distribution
Address Breakdown
Residential
1,441
Single Family
1,433
Multi-Family
8
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53941, La Valle, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,091 (100%) |
| Owner Occupied HU | 1,102 (52.7%) |
| Renter Occupied HU | 199 ( 9.5%) |
| Vacant Housing Units | 790 (37.8%) |
| Median Home Value | $384,581 |
| Average Home Value | $417,861 |
Housing Distribution
Address Breakdown
Residential
1,441
Single Family
1,433
Multi-Family
8
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices