E River RdJacksonvilleGA31544
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Jacksonville at E River Rd, Jacksonville, GA, 31544 projects strong ROI of -1.92%. Rental yield 0.36%. With 5% annual appreciation, the property builds $986,882 in value over five years. Equity growth combined delivers a projected five-year ROI of 2.29%, translating into $23,129 in total cumulative return on $1,009,094 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.4% | 6.5% |
| Monthly Cash Flow | $(20,663) | $300 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,076 |
| Total Monthly Debt Service | $20,319 |
| DSCR Ratio | 0.05x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1,376 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31544, Jacksonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 396 (100%) |
| Owner Occupied HU | 222 (56.1%) |
| Renter Occupied HU | 61 (15.4%) |
| Vacant Housing Units | 113 (28.5%) |
| Median Home Value | $85,882 |
| Average Home Value | $144,696 |
Housing Distribution
Address Breakdown
Residential
335
Single Family
335
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1,376 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31544, Jacksonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 396 (100%) |
| Owner Occupied HU | 222 (56.1%) |
| Renter Occupied HU | 61 (15.4%) |
| Vacant Housing Units | 113 (28.5%) |
| Median Home Value | $85,882 |
| Average Home Value | $144,696 |
Housing Distribution
Address Breakdown
Residential
335
Single Family
335
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryker Carter • Carter Group
Mls Name: REALSTACK
Mls ID: #10297440