E 4th StPanama CityFL32401








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Panama City at E 4th St, Panama City, FL, 32401 offers $1,315/mo rent that, after a $832/mo payment, leaves $187/mo cash flow. Total monthly income is $1,315/mo, and annual cash flow is $2,243/yr on $56,355 cash. Return on cash invested measures 23.89% in year one, and rental yield stands at 9.28% at a $170,000 entry. Equity gained on principal adds $1,097/yr while 5% annual appreciation compounds into $46,968 by year five. Five-year ROI records 124.78% and total cumulative return in cash reaches $70,317. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,315/mo property income versus a $832/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32401, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,701 (100%) |
| Owner Occupied HU | 5,308 (49.6%) |
| Renter Occupied HU | 3,463 (32.4%) |
| Vacant Housing Units | 1,930 (18.0%) |
| Median Home Value | $223,044 |
| Average Home Value | $314,963 |
Housing Distribution
Address Breakdown
Residential
9,987
Single Family
9,043
Multi-Family
944
Businesses
1,148
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Listed by: Denise E Vickers • Keller Williams Success Realty
Mls Name: CPAR
Mls ID: #782506








