DENTON Plan, RidgefieldSearcyAR72143
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find DENTON Plan, Ridgefield, Searcy, AR, 72143 in Searcy hard to pass up. The 10.63% gross yield on a $239,000 purchase results in $2,118/mo in rent and $681/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.97). Annual cash flow of $8,176, five-year appreciation of $66,031, and $2,201/yr in equity build-up combine for a projected total cumulative return of $134,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.1% |
| Monthly Cash Flow | $681 | $350 |
City averages based on Searcy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,118 |
| Total Monthly Debt Service | $1,342 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72143, Searcy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,481 (100%) |
| Owner Occupied HU | 8,891 (57.4%) |
| Renter Occupied HU | 4,950 (32.0%) |
| Vacant Housing Units | 1,640 (10.6%) |
| Median Home Value | $215,433 |
| Average Home Value | $276,449 |
Housing Distribution
Address Breakdown
Residential
15,047
Single Family
13,515
Multi-Family
1,532
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72143, Searcy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,481 (100%) |
| Owner Occupied HU | 8,891 (57.4%) |
| Renter Occupied HU | 4,950 (32.0%) |
| Vacant Housing Units | 1,640 (10.6%) |
| Median Home Value | $215,433 |
| Average Home Value | $276,449 |
Housing Distribution
Address Breakdown
Residential
15,047
Single Family
13,515
Multi-Family
1,532
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
