Davenport Plan, Maple Highlands 55+FultonMD20759
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingDavenport Plan, Maple Highlands 55+, Fulton, MD, 20759 in Fulton is a stable, well-positioned rental at $899,990. Rental yield 6.4%. DSCR 1.19 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $248,651 in value and $8,289/yr in principal paydown builds equity, a total projected return of $290,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 5.0% |
| Monthly Cash Flow | $(796) | $400 |
City averages based on Fulton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,801 |
| Total Monthly Debt Service | $5,239 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20759, Fulton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,301 (100%) |
| Owner Occupied HU | 1,918 (83.4%) |
| Renter Occupied HU | 312 (13.6%) |
| Vacant Housing Units | 71 ( 3.1%) |
| Median Home Value | $959,770 |
| Average Home Value | $1,038,162 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,344
Multi-Family
0
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20759, Fulton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,301 (100%) |
| Owner Occupied HU | 1,918 (83.4%) |
| Renter Occupied HU | 312 (13.6%) |
| Vacant Housing Units | 71 ( 3.1%) |
| Median Home Value | $959,770 |
| Average Home Value | $1,038,162 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,344
Multi-Family
0
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
