Cypress Plan, Shelm MeadowsYelmWA98597
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCypress Plan, Shelm Meadows, Yelm, WA, 98597 in Yelm is a stable, well-positioned rental at $550,900. Rental yield 6.9%. DSCR 1.28 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $152,204 in value and $5,074/yr in principal paydown builds equity, a total projected return of $199,177.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(145) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,167 |
| Total Monthly Debt Service | $3,092 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98597, Yelm, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,336 (100%) |
| Owner Occupied HU | 7,592 (73.5%) |
| Renter Occupied HU | 2,255 (21.8%) |
| Vacant Housing Units | 489 ( 4.7%) |
| Median Home Value | $514,069 |
| Average Home Value | $570,806 |
Housing Distribution
Address Breakdown
Residential
9,376
Single Family
9,222
Multi-Family
154
Businesses
647
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98597, Yelm, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,336 (100%) |
| Owner Occupied HU | 7,592 (73.5%) |
| Renter Occupied HU | 2,255 (21.8%) |
| Vacant Housing Units | 489 ( 4.7%) |
| Median Home Value | $514,069 |
| Average Home Value | $570,806 |
Housing Distribution
Address Breakdown
Residential
9,376
Single Family
9,222
Multi-Family
154
Businesses
647
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • LGI Homes
Mls Name: LGI Homes
Mls Provider:
Mls ID: #N/A