Cumberland Craftsman - Cadbury II Plan, Berkshire, Newburgh, IN, 47630 | 7.04% Rental Yield

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Monthly Cash Flow: 1 - 3k+

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Cumberland Craftsman - Cadbury II Plan, Berkshire, Newburgh, IN, 47630 | 7.04% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income equals $2,340/mo. Return on cash invested prints 19.38% in year one, and rental yield reads 7.04% against a $398,800 entry. Equity gained on principal adds $2,573/yr, while 5% annual appreciation compiles into $110,181 by year five. Five-year ROI reaches 99.77% and total cumulative return in cash sums $131,903. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,340/mo property income covering a $1,952/mo payment, not borrower’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

$4 monthly HOA

More details about the property

Construction Status: Design & Build: This flexible floor plan offers room to grow and adapt to your lifestyle. The two-story foyer makes a striking first impression and includes two large closets for coats and seasonal storage. Personalize your space by opting for an expanded loft or adding a fourth bedroom upstairs. The main level features a spacious family room, dining area, and kitchen, all bathed in natural light with panoramic backyard views. A powder bath and laundry room with pantry shelving are conveniently located off the kitchen. Upstairs provides a private family retreat with a generously sized owner's suite, including an ensuite bath and a walk-in closet. Two additional bedrooms, a second full bath, and a loft complete this home. | How plan pricing works: You and the builder design the home that's right for you. The final price will vary based on your chosen floor plan, home site, and personalized options.

Neighborhood Data

Neighborhood data shown for ZIP Code: 47630, Newburgh, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,362 (100%)
Owner Occupied HU	12,157 (74.3%)
Renter Occupied HU	3,410 (20.8%)
Vacant Housing Units	795 ( 4.9%)
Median Home Value	$296,151
Average Home Value	$354,173