County Road 57KerseyCO80644
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 1.46%. County Road 57, Kersey, CO, 80644 in Kersey fits: $1,900,000, 1.46% gross yield, and a projected 5% annual appreciation rate adding $524,935 in value within five years. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.27) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $17,499/yr in principal paydown and $524,935 in appreciation project a total return of $153,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.5% | 6.0% |
| Monthly Cash Flow | $(8,764) | $1,500 |
City averages based on Kersey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,309 |
| Total Monthly Debt Service | $10,317 |
| DSCR Ratio | 0.22x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
136 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80644, Kersey, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,152 (100%) |
| Owner Occupied HU | 835 (72.5%) |
| Renter Occupied HU | 269 (23.4%) |
| Vacant Housing Units | 48 ( 4.2%) |
| Median Home Value | $597,527 |
| Average Home Value | $622,787 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
698
Multi-Family
76
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
136 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80644, Kersey, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,152 (100%) |
| Owner Occupied HU | 835 (72.5%) |
| Renter Occupied HU | 269 (23.4%) |
| Vacant Housing Units | 48 ( 4.2%) |
| Median Home Value | $597,527 |
| Average Home Value | $622,787 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
698
Multi-Family
76
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices