CONCORDIA II Plan, Enchanted BluffGarden RidgeTX78266
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider CONCORDIA II Plan, Enchanted Bluff, Garden Ridge, TX, 78266 in Garden Ridge. Rental yield 4.45%. At $1,013,900 with 4.45% gross yield, current distributions are modest, but the 5% appreciation rate projects $280,122 in new equity by year five, complemented by $9,338/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.82) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $166,270.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.2% |
| Monthly Cash Flow | $(3,454) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,756 |
| Total Monthly Debt Service | $6,807 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78266, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,832 (100%) |
| Owner Occupied HU | 2,349 (82.9%) |
| Renter Occupied HU | 427 (15.1%) |
| Vacant Housing Units | 56 ( 2.0%) |
| Median Home Value | $688,579 |
| Average Home Value | $711,878 |
Housing Distribution
Address Breakdown
Residential
3,196
Single Family
3,196
Multi-Family
0
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78266, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,832 (100%) |
| Owner Occupied HU | 2,349 (82.9%) |
| Renter Occupied HU | 427 (15.1%) |
| Vacant Housing Units | 56 ( 2.0%) |
| Median Home Value | $688,579 |
| Average Home Value | $711,878 |
Housing Distribution
Address Breakdown
Residential
3,196
Single Family
3,196
Multi-Family
0
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Drees Custom Homes
Mls Name: Drees Homes
Mls Provider:
Mls ID: #N/A