Columbus Plan, Lake County CommunitiesMount PlymouthFL32776
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, Columbus Plan, Lake County Communities, Mount Plymouth, FL, 32776 in Mount Plymouth is listed at $488,990 and delivers $4,019/mo in rent and $774/mo in net monthly cash flow. The 9.86% yield and 1.83 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $135,099 over five years, and $4,504/yr in principal reduction supplements cash return. Total projected cumulative return: $236,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $774 | $300 |
City averages based on Mount Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,019 |
| Total Monthly Debt Service | $3,050 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32776, Sorrento, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,987 (100%) |
| Owner Occupied HU | 4,160 (83.4%) |
| Renter Occupied HU | 613 (12.3%) |
| Vacant Housing Units | 214 ( 4.3%) |
| Median Home Value | $431,899 |
| Average Home Value | $523,786 |
Housing Distribution
Address Breakdown
Residential
4,866
Single Family
4,866
Multi-Family
0
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32776, Sorrento, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,987 (100%) |
| Owner Occupied HU | 4,160 (83.4%) |
| Renter Occupied HU | 613 (12.3%) |
| Vacant Housing Units | 214 ( 4.3%) |
| Median Home Value | $431,899 |
| Average Home Value | $523,786 |
Housing Distribution
Address Breakdown
Residential
4,866
Single Family
4,866
Multi-Family
0
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Maronda Homes
Mls Name: Maronda Homes
Mls Provider:
Mls ID: #N/A