Clearpoint Plan, Clark Addition | OLO BuildersBlackfootID83221
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, Clearpoint Plan, Clark Addition | OLO Builders, Blackfoot, ID, 83221 in Blackfoot is listed at $453,125 and delivers $3,394/mo in rent and $787/mo in net monthly cash flow. The 8.99% yield and 1.67 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $125,190 over five years, and $4,173/yr in principal reduction supplements cash return. Total projected cumulative return: $221,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $787 | $300 |
City averages based on Blackfoot market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,394 |
| Total Monthly Debt Service | $2,426 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83221, Blackfoot, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,394 (100%) |
| Owner Occupied HU | 7,575 (72.9%) |
| Renter Occupied HU | 2,322 (22.3%) |
| Vacant Housing Units | 497 ( 4.8%) |
| Median Home Value | $333,604 |
| Average Home Value | $369,076 |
Housing Distribution
Address Breakdown
Residential
9,808
Single Family
9,744
Multi-Family
64
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83221, Blackfoot, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,394 (100%) |
| Owner Occupied HU | 7,575 (72.9%) |
| Renter Occupied HU | 2,322 (22.3%) |
| Vacant Housing Units | 497 ( 4.8%) |
| Median Home Value | $333,604 |
| Average Home Value | $369,076 |
Housing Distribution
Address Breakdown
Residential
9,808
Single Family
9,744
Multi-Family
64
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices