Clara Plan, Cardinal PointeHedgesvilleWV25427
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at Clara Plan, Cardinal Pointe, Hedgesville, WV, 25427 in Hedgesville: $2,280/mo in rent, $377/mo in net income, 8.43% gross yield, 1.56 DSCR, all at $324,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $89,653 in appreciation and $2,989/yr in principal paydown projects total cumulative return of $146,889.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.8% |
| Monthly Cash Flow | $377 | $450 |
City averages based on Hedgesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $1,774 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2026
N/A lot
$N/A/sqft
$25 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2026
N/A lot
$N/A/sqft
$25 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Panhandle Homes of Berkeley County
Mls Name: Panhandle Homes of Berkeley County
Mls Provider:
Mls ID: #N/A