Chelton Plan, Red Rocks Ranch : The Monarch CollectionMorrisonCO80465
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate Chelton Plan, Red Rocks Ranch: The Monarch Collection, Morrison, CO, 80465 in Morrison. At $932,900 it earns $5,777/mo in rent and distributes $340/mo to the owner after the $4,195/mo payment, a consistent 7.43% yield. DSCR 1.38 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $257,743 in value; $8,592/yr in principal paydown compounds ownership stake. Total projected return: $374,176.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $340 | $1,500 |
City averages based on Morrison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,777 |
| Total Monthly Debt Service | $5,066 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80465, Morrison, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,713 (100%) |
| Owner Occupied HU | 5,745 (85.6%) |
| Renter Occupied HU | 709 (10.6%) |
| Vacant Housing Units | 259 ( 3.9%) |
| Median Home Value | $769,803 |
| Average Home Value | $880,919 |
Housing Distribution
Address Breakdown
Residential
6,470
Single Family
6,226
Multi-Family
244
Businesses
268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80465, Morrison, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,713 (100%) |
| Owner Occupied HU | 5,745 (85.6%) |
| Renter Occupied HU | 709 (10.6%) |
| Vacant Housing Units | 259 ( 3.9%) |
| Median Home Value | $769,803 |
| Average Home Value | $880,919 |
Housing Distribution
Address Breakdown
Residential
6,470
Single Family
6,226
Multi-Family
244
Businesses
268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
