Chaucer II Plan, Montgomery Oaks, North East, MD, 21901 | $707/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in North East at Chaucer II Plan, Montgomery Oaks, North East, MD, 21901 with 5% annual appreciation on a $504,990 basis while $3,848/mo rent supports operations. Total monthly income totals $3,848/mo and a $2,472/mo payment preserves $707/mo for cash returns. Annual cash flow comes to $8,483/yr on $166,142 deployed, and return on cash invested reaches 25.17% in year one. Equity gained on principal adds $3,259/yr, and five-year appreciation sums $139,519 alongside rental yield of 9.14%. Five-year ROI measures 131.04% and total cumulative return in cash totals $217,706.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,848/mo property income versus a $2,472/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21901, North East, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,213 (100%)
Owner Occupied HU	5,121 (62.4%)
Renter Occupied HU	2,190 (26.7%)
Vacant Housing Units	902 (11.0%)
Median Home Value	$395,977
Average Home Value	$418,006