Champion 139 Woodland Manor Plan, Woodland ManorWest MonroeNY13167
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at Champion 139 Woodland Manor Plan, Woodland Manor, West Monroe, NY, 13167 in West Monroe is narrow, $101/mo net on $896/mo rent after the $536/mo debt service, but the property operates at break-even-plus, not a loss. At $119,100 with a 9.03% yield, the long-run equity case via 5% appreciation ($32,905 over five years) and $1,097/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.67 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $51,877.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $101 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $896 |
| Total Monthly Debt Service | $748 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13167, West Monroe, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,604 (100%) |
| Owner Occupied HU | 1,174 (73.2%) |
| Renter Occupied HU | 283 (17.6%) |
| Vacant Housing Units | 147 ( 9.2%) |
| Median Home Value | $229,459 |
| Average Home Value | $246,154 |
Housing Distribution
Address Breakdown
Residential
1,375
Single Family
1,375
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13167, West Monroe, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,604 (100%) |
| Owner Occupied HU | 1,174 (73.2%) |
| Renter Occupied HU | 283 (17.6%) |
| Vacant Housing Units | 147 ( 9.2%) |
| Median Home Value | $229,459 |
| Average Home Value | $246,154 |
Housing Distribution
Address Breakdown
Residential
1,375
Single Family
1,375
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • UMH Properties, Inc.
Mls Name: UMH Properties Inc
Mls Provider:
Mls ID: #N/A