Cedar Plan, Pine RidgeBeverly HillsFL34465
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at Cedar Plan, Pine Ridge, Beverly Hills, FL, 34465 in Beverly Hills is narrow, $173/mo net on $2,376/mo rent after the $1,493/mo debt service, but the property operates at break-even-plus, not a loss. At $331,990 with a 8.59% yield, the long-run equity case via 5% appreciation ($91,723 over five years) and $3,058/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.59 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $137,649.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $173 | $200 |
City averages based on Beverly Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,376 |
| Total Monthly Debt Service | $2,071 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34465, Beverly Hills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,864 (100%) |
| Owner Occupied HU | 7,396 (75.0%) |
| Renter Occupied HU | 1,651 (16.7%) |
| Vacant Housing Units | 817 ( 8.3%) |
| Median Home Value | $301,858 |
| Average Home Value | $330,633 |
Housing Distribution
Address Breakdown
Residential
9,384
Single Family
9,284
Multi-Family
100
Businesses
218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34465, Beverly Hills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,864 (100%) |
| Owner Occupied HU | 7,396 (75.0%) |
| Renter Occupied HU | 1,651 (16.7%) |
| Vacant Housing Units | 817 ( 8.3%) |
| Median Home Value | $301,858 |
| Average Home Value | $330,633 |
Housing Distribution
Address Breakdown
Residential
9,384
Single Family
9,284
Multi-Family
100
Businesses
218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Holiday Builders
Mls Name: Holiday Builders
Mls ID: #N/A