Cato StDe LeonTX76444
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderMost investment properties struggle to clear the 1.25x DSCR minimum. Rental yield 7.46%. Cato St, De Leon, TX, 76444 in De Leon clears it at 1.77, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $35,640; $1,188/yr in principal equity; total projected return: $56,484.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(147) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,026 |
| Total Monthly Debt Service | $866 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76444, De Leon, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,821 (100%) |
| Owner Occupied HU | 1,183 (65.0%) |
| Renter Occupied HU | 331 (18.2%) |
| Vacant Housing Units | 307 (16.9%) |
| Median Home Value | $154,167 |
| Average Home Value | $253,586 |
Housing Distribution
Address Breakdown
Residential
1,632
Single Family
1,598
Multi-Family
34
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76444, De Leon, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,821 (100%) |
| Owner Occupied HU | 1,183 (65.0%) |
| Renter Occupied HU | 331 (18.2%) |
| Vacant Housing Units | 307 (16.9%) |
| Median Home Value | $154,167 |
| Average Home Value | $253,586 |
Housing Distribution
Address Breakdown
Residential
1,632
Single Family
1,598
Multi-Family
34
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gordon Watts • Signature Land & Home, PLLC
Mls Name: NTREIS
Mls ID: #20988108
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.