Catamount Plan, Regency at Pearl RiverPearl RiverNY10965
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, Catamount Plan, Regency at Pearl River, Pearl River, NY, 10965 in Pearl River offers a clean, manageable entry. Rental yield 7.97%. DSCR 1.48 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $258,322 in additional property value over five years, with $8,611/yr in principal equity building ownership stake. Total projected cumulative return: $354,428.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $(33) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,211 |
| Total Monthly Debt Service | $5,872 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10965, Pearl River, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,886 (100%) |
| Owner Occupied HU | 4,436 (75.4%) |
| Renter Occupied HU | 1,243 (21.1%) |
| Vacant Housing Units | 207 ( 3.5%) |
| Median Home Value | $640,155 |
| Average Home Value | $701,136 |
Housing Distribution
Address Breakdown
Residential
5,627
Single Family
5,050
Multi-Family
577
Businesses
610
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10965, Pearl River, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,886 (100%) |
| Owner Occupied HU | 4,436 (75.4%) |
| Renter Occupied HU | 1,243 (21.1%) |
| Vacant Housing Units | 207 ( 3.5%) |
| Median Home Value | $640,155 |
| Average Home Value | $701,136 |
Housing Distribution
Address Breakdown
Residential
5,627
Single Family
5,050
Multi-Family
577
Businesses
610
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Toll Brothers
Mls Name: Toll Brothers Inc.
Mls Provider:
Mls ID: #N/A