Cartwright Plan, West Lake : The TownhomesWimaumaFL33598
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Cartwright Plan, West Lake: The Townhomes, Wimauma, FL, 33598 in Wimauma deserves attention. This $302,990 property earns $3,000/mo in rent, a 11.88% gross yield, and nets $989/mo after the $1,362/mo payment. DSCR 2.20 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $83,711 compounds alongside $2,791/yr in yearly equity build, for a total cumulative return of $179,210.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $989 | $300 |
City averages based on Wimauma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,890 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33598, Wimauma, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,235 (100%) |
| Owner Occupied HU | 10,593 (80.0%) |
| Renter Occupied HU | 1,426 (10.8%) |
| Vacant Housing Units | 1,216 ( 9.2%) |
| Median Home Value | $428,318 |
| Average Home Value | $463,104 |
Housing Distribution
Address Breakdown
Residential
11,513
Single Family
10,659
Multi-Family
854
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33598, Wimauma, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,235 (100%) |
| Owner Occupied HU | 10,593 (80.0%) |
| Renter Occupied HU | 1,426 (10.8%) |
| Vacant Housing Units | 1,216 ( 9.2%) |
| Median Home Value | $428,318 |
| Average Home Value | $463,104 |
Housing Distribution
Address Breakdown
Residential
11,513
Single Family
10,659
Multi-Family
854
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
