Carolina Plan, Holly FarmsKansas CityMO64155
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Carolina Plan, Holly Farms, Kansas City, MO, 64155 in Kansas City deserves attention. This $481,900 property earns $4,117/mo in rent, a 10.25% gross yield, and nets $1,116/mo after the $2,167/mo payment. DSCR 1.90 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $133,140 compounds alongside $4,438/yr in yearly equity build, for a total cumulative return of $254,627.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $1,116 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,117 |
| Total Monthly Debt Service | $2,809 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64155, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,758 (100%) |
| Owner Occupied HU | 7,940 (67.5%) |
| Renter Occupied HU | 3,479 (29.6%) |
| Vacant Housing Units | 339 ( 2.9%) |
| Median Home Value | $313,154 |
| Average Home Value | $361,920 |
Housing Distribution
Address Breakdown
Residential
11,910
Single Family
10,554
Multi-Family
1,356
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64155, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,758 (100%) |
| Owner Occupied HU | 7,940 (67.5%) |
| Renter Occupied HU | 3,479 (29.6%) |
| Vacant Housing Units | 339 ( 2.9%) |
| Median Home Value | $313,154 |
| Average Home Value | $361,920 |
Housing Distribution
Address Breakdown
Residential
11,910
Single Family
10,554
Multi-Family
1,356
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Summit Homes
Mls Name: Summit Homes KC
Mls Provider:
Mls ID: #N/A