Camellia Plan, Monterra - Gardens, Fate, TX, 75087 | 8.21% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

07% in year one. Equity gained on principal adds $3,362/yr while 5% annual appreciation supports $143,940 over five years. Portfolio math shows five-year ROI at 99.57% and total cumulative return in cash at $170,674. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,564/mo property income against a $2,550/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 75087, Rockwall, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,219 (100%)
Owner Occupied HU	13,800 (80.1%)
Renter Occupied HU	2,757 (16.0%)
Vacant Housing Units	662 ( 3.8%)
Median Home Value	$417,129
Average Home Value	$460,778