Camden Plan, The Terrace, Temple, TX, 76502 | $106/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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Camden Plan, The Terrace, Temple, TX, 76502 | $106/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at Camden Plan, The Terrace, Temple, TX, 76502 priced at $287,990 converts $2,154/mo rent into $106/mo cash flow after a $1,410/mo obligation. Total monthly income equals $2,154/mo, and annual cash flow totals $1,267/yr on $95,469 invested. Return on cash invested prints 21.24% in year one, and rental yield reads 8.98% against a $287,990 entry. Equity gained on principal adds $1,858/yr, while 5% annual appreciation compiles into $79,566 by year five. Five-year ROI reaches 111.17% and total cumulative return in cash sums $106,137. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,154/mo property income covering a $1,410/mo payment, not borrower’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Discover the Camden floorplan at The Terrace, this beautiful single story 2-car garage home in Temple, Texas is just what you have been looking for. Inside this 3-bedroom, 2-bathroom floorplan, you'll find approximately 1,501 square foot home that makes the most of its space. The living area Is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. The kitchen features flat panel birch cabinets and granite countertops. It also includes a breakfast bar and separate pantry for extra storage space. The standard covered patio is located off the family room for you to enjoy the views of nature from the backyard. The primary bedroom features an attached primary bathroom and a spacious walk-in closet for all your belongings. The spacious secondary bedrooms are carpeted and have easy access to the laundry room and secondary bathroom. You'll enjoy the smart home technology that is built into every D.R. Horton home. Contact us today to find your home in The Terrace.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680