Camden Plan, RiverwoodHarbesonDE19951
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at Camden Plan, Riverwood, Harbeson, DE, 19951 in Harbeson is narrow, $150/mo net on $3,101/mo rent after the $2,293/mo debt service, but the property operates at break-even-plus, not a loss. At $509,900 with a 7.3% yield, the long-run equity case via 5% appreciation ($140,876 over five years) and $4,696/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $202,166.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $150 | $1,200 |
City averages based on Harbeson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,101 |
| Total Monthly Debt Service | $2,747 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19951, Harbeson, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 1,021 (81.4%) |
| Renter Occupied HU | 57 ( 4.5%) |
| Vacant Housing Units | 176 (14.0%) |
| Median Home Value | $473,466 |
| Average Home Value | $529,493 |
Housing Distribution
Address Breakdown
Residential
1,238
Single Family
1,238
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19951, Harbeson, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 1,021 (81.4%) |
| Renter Occupied HU | 57 ( 4.5%) |
| Vacant Housing Units | 176 (14.0%) |
| Median Home Value | $473,466 |
| Average Home Value | $529,493 |
Housing Distribution
Address Breakdown
Residential
1,238
Single Family
1,238
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
