Cambridge w/ Finished Basement Plan, Scenic Vista, Havre De Grace, MD, 21078 | 5.02% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Havre De Grace at Cambridge w/ Finished Basement Plan, Scenic Vista, Havre De Grace, MD, 21078 offers $2,280/mo rent that, after a $2,667/mo payment. Total monthly income is $2,280/mo. Return on cash invested measures 12.64% in year one, and rental yield stands at 5.02% at a $544,990 entry. Equity gained on principal adds $3,517/yr while 5% annual appreciation compounds into $150,571 by year five. Five-year ROI records 63.85% and total cumulative return in cash reaches $114,477. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,280/mo property income versus a $2,667/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694