Cambria Plan, Summerside: Stonehill Collection, Lockhart, TX, 78644 | $181/mo Cash Flow

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Cambria Plan, Summerside: Stonehill Collection, Lockhart, TX, 78644 | $181/mo Cash Flow | Ziffy

For Sale

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NMLS #2625701

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Cambria Plan, Summerside : Stonehill Collection

3 Bed
2 Bath
1450 sft

Cambria Plan, Summerside : Stonehill Collection, Lockhart, TX, 78644

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lockhart at Cambria Plan, Summerside: Stonehill Collection, Lockhart, TX, 78644 generates $2,172/mo in rent and, after a $1,370/mo payment, leaves $181/mo in cash flow. Total monthly income is $2,172/mo, and annual cash flow is $2,176/yr on $92,817 invested. Return on cash invested sits at 22.25% in year one, and rental yield is 9.31% on a $279,990 entry. Equity gained on principal adds $1,807/yr, while 5% annual appreciation builds toward $77,356 over five years. Five-year ROI reaches 116.65% and total cumulative return in cash sums $108,270. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,172/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

This single-story home features a convenient open layout where the family room, kitchen and dining room share a footprint. The luxurious owner's suite is found at the back of the home, complete with a private bathroom and a walk-in closet. Two secondary bedrooms are situated directly off the foyer.

Neighborhood Data

Neighborhood data shown for ZIP Code: 78644, Lockhart, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,724 (100%)
Owner Occupied HU	5,615 (64.4%)
Renter Occupied HU	2,384 (27.3%)
Vacant Housing Units	725 ( 8.3%)
Median Home Value	$234,543
Average Home Value	$282,891