Burlington Plan, OakshireOfallonMO63385
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ofallon rentals match the income profile of Burlington Plan, Oakshire, Ofallon, MO, 63385. Listed at $319,900, gross rent is $2,760/mo and net cash flow is $768/mo, a 10.35% yield well above national averages. DSCR 1.82 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $88,382 by year five with $2,682/yr in annual principal reduction, projecting $164,803 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.5% |
| Monthly Cash Flow | $768 | $300 |
City averages based on Ofallon market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $1,943 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63385, Wentzville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,599 (100%) |
| Owner Occupied HU | 16,776 (81.4%) |
| Renter Occupied HU | 3,305 (16.0%) |
| Vacant Housing Units | 518 ( 2.5%) |
| Median Home Value | $366,421 |
| Average Home Value | $397,409 |
Housing Distribution
Address Breakdown
Residential
20,393
Single Family
19,431
Multi-Family
962
Businesses
1,129
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
