BRISCOE Plan, Heritage PointeFort ValleyGA31030
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Fort Valley rental at BRISCOE Plan, Heritage Pointe, Fort Valley, GA, 31030 sits in the solid-income band: 9.11% gross yield, $1,397/mo rent, $277/mo net after the $827/mo debt service, DSCR 1.69. Entry price of $183,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $50,833 and $1,695/yr in principal reduction bring total cumulative return to $87,562.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $277 | $400 |
City averages based on Fort Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,397 |
| Total Monthly Debt Service | $1,047 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Century Complete
Mls Name: Century Communities
Mls Provider:
Mls ID: #N/A