Blanco Plan, Oak Ridge, Temple, TX, 76501 | $46/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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Blanco Plan, Oak Ridge, Temple, TX, 76501 | $46/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at Blanco Plan, Oak Ridge, Temple, TX, 76501 priced at $250,990 converts $1,830/mo rent into $46/mo cash flow after a $1,228/mo obligation. Total monthly income equals $1,830/mo, and annual cash flow totals $548/yr on $83,203 invested. Return on cash invested prints 20.57% in year one, and rental yield reads 8.75% against a $250,990 entry. Equity gained on principal adds $1,620/yr, while 5% annual appreciation compiles into $69,344 by year five. Five-year ROI reaches 107.59% and total cumulative return in cash sums $89,517. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,830/mo property income covering a $1,228/mo payment, not borrower’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to the Oak Ridge Community - where Central Texas charm meets city vibes right in the heart of Temple! We're not just a location; we're a lifestyle, and we're here to redefine what living in Temple is all about. Located in Temple, a city that's just an hour away from the energy of Austin and a quick half-hour drive from the eclectic vibes of Waco, Oak Ridge puts you right in the epicenter. Our downtown district is like a treasure trove of local wonders. From mouthwatering eats at unique restaurants to retail therapy at its finest and parks that make you forget you're in the city - we've got it all. And when we talk about amenities, we mean business. Picture yourself exploring the Miller Springs Nature Center, soaking in the tranquility of Belton Lake, or diving into the rich history at the Temple Railroad & Heritage Museum - all just moments away. Oak Ridge is located in the highly desirable Template ISD district. Plus, we're surrounded by knowledge powerhouses like Temple College, a stone's throw from the University of Mary Hardin-Baylor, and practically neighbors with Texas A&M University-Central Texas. And for your home base, we've got the perfect spot - single-family homes strategically placed at the heart of the action. Oak Ridge Community isn't just where you live; it's where you thrive.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76501, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,880 (100%)
Owner Occupied HU	4,286 (54.4%)
Renter Occupied HU	2,877 (36.5%)
Vacant Housing Units	717 ( 9.1%)
Median Home Value	$232,289
Average Home Value	$269,705