Blanco - Mesa Ridge Plan, Mesa Ridge, Temple, TX, 76502 | $305/mo Cash Flow

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Blanco - Mesa Ridge Plan, Mesa Ridge, Temple, TX, 76502 | $305/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income totals $2,154/mo and a $1,273/mo payment preserves $305/mo for cash returns. Annual cash flow comes to $3,656/yr on $86,190 deployed, and return on cash invested reaches 24.15% in year one. Equity gained on principal adds $1,678/yr, and five-year appreciation sums $71,833 alongside rental yield of 9.94%. Five-year ROI measures 126.8% and total cumulative return in cash totals $109,289.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,154/mo property income versus a $1,273/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to Mesa Ridge - Where Your Dream Home Awaits in the Heart of Temple, TX! We're excited to announce that Phase 3 is here! It's time to discover the perfect blend of comfort, convenience, and community. Nestled in the vibrant city of Temple, Mesa Ridge offers more than just a home; it's a lifestyle. Featuring homes from our Pioneer Collection, we've designed each humble abode with your needs in mind while making sure to craft them to perfection in the heart of Temple's most sought-after community. Whether you're a growing family, a busy professional, or enjoying your golden years, Mesa Ridge has the perfect home for you. But it's not just about the homes - it's about the lifestyle. Temple is buzzing with excitement, and Mesa Ridge puts you right in the center of it all. From top-notch schools and convenient shopping to endless dining options and outdoor adventures, every day brings new possibilities. Phase 3 won't last long, so don't wait! Come home to Mesa Ridge - where your story begins, and memories are made.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680