Bernardo RdCat SpringTX78933
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.38% gross rental yield, Bernardo Rd, Cat Spring, TX, 78933 in Cat Spring is priced for capital growth, not immediate cash flow. The $1,286,250 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $355,367 by year five, with $11,846/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.26) qualifies for non-U.S. residents without personal income documents.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.2% |
| Monthly Cash Flow | $(7,671) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,476 |
| Total Monthly Debt Service | $8,635 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
52.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78933, Cat Spring, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 858 (100%) |
| Owner Occupied HU | 589 (68.6%) |
| Renter Occupied HU | 114 (13.3%) |
| Vacant Housing Units | 155 (18.1%) |
| Median Home Value | $340,865 |
| Average Home Value | $479,312 |
Housing Distribution
Address Breakdown
Residential
741
Single Family
741
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
52.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78933, Cat Spring, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 858 (100%) |
| Owner Occupied HU | 589 (68.6%) |
| Renter Occupied HU | 114 (13.3%) |
| Vacant Housing Units | 155 (18.1%) |
| Median Home Value | $340,865 |
| Average Home Value | $479,312 |
Housing Distribution
Address Breakdown
Residential
741
Single Family
741
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lea Ann Dorsett • Dorsett Dye & Associates Real Estate
Mls Name: HAR
Mls Provider:
Mls ID: #76487501
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