Belville Plan, Traditions at Whitehall - 55+ Active Adult, Middletown, DE, 19709 | $121/mo Cash Flow

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Belville Plan, Traditions at Whitehall - 55+ Active Adult, Middletown, DE, 19709 | $121/mo Cash Flow | Ziffy

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income is $3,101/mo, and annual cash flow is $1,450/yr on $169,435 cash. Return on cash invested measures 20.92% in year one, and rental yield stands at 7.23% at a $515,000 entry. Equity gained on principal adds $3,323/yr while 5% annual appreciation compounds into $142,285 by year five. Five-year ROI records 107.67% and total cumulative return in cash reaches $182,437. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,101/mo property income versus a $2,521/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Belville - Relaxed Living with Room to Spare Welcome to the Belville, a thoughtfully designed 2,059 sq. ft. ranch home that blends comfort and style for carefree 55+ living. Enjoy a spacious open layout with a large great room, chef-friendly kitchen, and a first-floor owner's suite for ultimate convenience. A charming front porch, full basement, and two-car rear-entry garage add curb appeal and functionality. Whether you're hosting guests or enjoying a quiet day at home, the Belville gives you the space to live your way-without the upkeep.

Neighborhood Data

Neighborhood data shown for ZIP Code: 19709, Middletown, DE area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,449 (100%)
Owner Occupied HU	17,725 (86.7%)
Renter Occupied HU	2,165 (10.6%)
Vacant Housing Units	559 ( 2.7%)
Median Home Value	$459,211
Average Home Value	$489,425