Bellvue Plan, The Terrace, Temple, TX, 76502 | $156/mo Cash Flow

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Bellvue Plan, The Terrace, Temple, TX, 76502 | $156/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Bellvue Plan, The Terrace, Temple, TX, 76502 offers a 9.2% rental yield on a $280,990 purchase with $2,154/mo rent. Total monthly income registers $2,154/mo, and a $1,375/mo payment leaves $156/mo available for distribution. Annual cash flow reaches $1,874/yr on $93,148 to close, and return on cash invested stands at 21.92% in year one. Equity gained on principal adds $1,813/yr while 5% annual appreciation supports $77,632 over five years. Portfolio math shows five-year ROI at 114.87% and total cumulative return in cash at $106,999. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,154/mo property income against a $1,375/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Our Bellvue is one of our one-story floorplans feature in The Terrace community in Temple, Texas. This comfortable 3 bedroom and 2-bathroom home is the perfect fit for you. Inside this home, you'll find approximately 1,415 square feet and has an open-concept layout designed to fit your needs. This home has beautiful features that create a welcoming ambiance, and the 2-car garage ensures plenty of space for vehicles and storage. The beautiful kitchen with flat panel birch cabinetry and granite countertops. It is set off from the living area by a kitchen island with a built-in sink. End your day by relaxing under the covered patio, where you can enjoy the nature from the backyard. The primary bedroom will make you feel right at home. With an attached primary bathroom, starting your day or winding down will be a breeze. A large walk-in closet ensures plenty of storage space. The spacious secondary bedrooms are carpeted and have easy access to the laundry room and secondary bathroom. Every D.R. Horton home has smart home technology built in. Feel connected as you control and secure your home through the Qolsys smart panel, through your phone, or even with your voice. Find your home today with the Bellvue floorplan.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680