Bedford Plan, Fox CreekHaddockGA31033
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeBedford Plan, Fox Creek, Haddock, GA, 31033 in Haddock is a solid income-producing rental, 8.15% gross yield, $2,499/mo rent, $259/mo net cash flow on a $367,990 buy. DSCR 1.51 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $101,669 and $3,389/yr in principal reduction project a total cumulative return of $156,070.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 8.0% |
| Monthly Cash Flow | $259 | $150 |
City averages based on Haddock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,499 |
| Total Monthly Debt Service | $2,093 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31033, Haddock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 998 (100%) |
| Owner Occupied HU | 757 (75.9%) |
| Renter Occupied HU | 106 (10.6%) |
| Vacant Housing Units | 135 (13.5%) |
| Median Home Value | $187,010 |
| Average Home Value | $219,046 |
Housing Distribution
Address Breakdown
Residential
806
Single Family
806
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31033, Haddock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 998 (100%) |
| Owner Occupied HU | 757 (75.9%) |
| Renter Occupied HU | 106 (10.6%) |
| Vacant Housing Units | 135 (13.5%) |
| Median Home Value | $187,010 |
| Average Home Value | $219,046 |
Housing Distribution
Address Breakdown
Residential
806
Single Family
806
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices