Balvenie Plan, Spring WayBadenPA15005
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find Balvenie Plan, Spring Way, Baden, PA, 15005 in Baden worth study. Rental yield 4.31%. The 4.31% gross yield is below cash-flow benchmarks at $1,002,900, but 5% annual appreciation, adding $277,083 over five years, frames this as a capital growth position. Rent of $3,606/mo partially offsets the $4,510/mo payment. Ziffy Mortgage finances appreciation-play properties (0.80 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $190,990.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(2,966) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,606 |
| Total Monthly Debt Service | $6,173 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15005, Baden, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,193 (100%) |
| Owner Occupied HU | 3,262 (77.8%) |
| Renter Occupied HU | 636 (15.2%) |
| Vacant Housing Units | 295 ( 7.0%) |
| Median Home Value | $238,137 |
| Average Home Value | $325,398 |
Housing Distribution
Address Breakdown
Residential
4,420
Single Family
4,103
Multi-Family
317
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15005, Baden, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,193 (100%) |
| Owner Occupied HU | 3,262 (77.8%) |
| Renter Occupied HU | 636 (15.2%) |
| Vacant Housing Units | 295 ( 7.0%) |
| Median Home Value | $238,137 |
| Average Home Value | $325,398 |
Housing Distribution
Address Breakdown
Residential
4,420
Single Family
4,103
Multi-Family
317
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Online Sales Consultant • Eddy Homes
Mls Name: Eddy Homes
Mls Provider:
Mls ID: #N/A