Ballenger with Finished Basement Plan, Winding Creek, Centerville, OH, 45458 | $1,046/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Centerville at Ballenger with Finished Basement Plan, Winding Creek, Centerville, OH, 45458 with 5% annual appreciation on a $424,990 basis while $3,841/mo rent supports operations. Total monthly income totals $3,841/mo and a $2,080/mo payment preserves $1,046/mo for cash returns. Annual cash flow comes to $12,547/yr on $140,884 deployed, and return on cash invested reaches 28.82% in year one. Equity gained on principal adds $2,742/yr, and five-year appreciation sums $117,417 alongside rental yield of 10.85%. Five-year ROI measures 151.12% and total cumulative return in cash totals $212,906.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,841/mo property income versus a $2,080/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 45458, Dayton, OH area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,814 (100%)
Owner Occupied HU	11,655 (73.7%)
Renter Occupied HU	3,639 (23.0%)
Vacant Housing Units	520 ( 3.3%)
Median Home Value	$356,085
Average Home Value	$384,066