BALDWIN Plan, Crossroads at Kelly ParkApopkaFL32712
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at BALDWIN Plan, Crossroads at Kelly Park, Apopka, FL, 32712 in Apopka: $2,856/mo in rent, $215/mo in net income, 8.61% gross yield, 1.51 DSCR, all at $397,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $109,957 in appreciation and $3,336/yr in principal paydown projects total cumulative return of $157,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $215 | $250 |
City averages based on Apopka market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,856 |
| Total Monthly Debt Service | $2,580 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32712, Apopka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,958 (100%) |
| Owner Occupied HU | 15,346 (80.9%) |
| Renter Occupied HU | 2,854 (15.1%) |
| Vacant Housing Units | 758 ( 4.0%) |
| Median Home Value | $482,986 |
| Average Home Value | $525,404 |
Housing Distribution
Address Breakdown
Residential
18,514
Single Family
17,531
Multi-Family
983
Businesses
511



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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