Austin Plan, Morningside, Pell City, AL, 35128 | $57/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pell City at Austin Plan, Morningside, Pell City, AL, 35128 listed at $339,850 pairs $1,975/mo rent with a $1,663/mo payment to leave $57/mo cash flow. Total monthly income runs $1,975/mo, and annual cash flow reaches $685/yr on $112,660 cash to close. Return on cash invested measures 20.52% in year one, and rental yield registers 6.97% at a $339,850 basis. Equity gained on principal adds $2,193/yr, and annual property appreciation at 5% supports $93,894 by year five. Five-year ROI tracks 105.42% and total cumulative return in cash totals $118,771. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,975/mo property income relative to a $1,663/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35128, Pell City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,275 (100%)
Owner Occupied HU	3,881 (73.6%)
Renter Occupied HU	880 (16.7%)
Vacant Housing Units	514 ( 9.7%)
Median Home Value	$329,044
Average Home Value	$345,017