Augusta - Villa Home, Church Square Plan, Church SquareSmithfieldVA23430
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income registers $2,843/mo, and a $1,994/mo payment leaves $183/mo available for distribution. Annual cash flow reaches $2,192/yr on $135,053 to close, and return on cash invested stands at 21.53% in year one. Equity gained on principal adds $2,629/yr while 5% annual appreciation supports $112,557 over five years. Portfolio math shows five-year ROI at 111.99% and total cumulative return in cash at $151,247. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,843/mo property income against a $1,994/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23430, Smithfield, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,297 (100%) |
| Owner Occupied HU | 6,444 (77.7%) |
| Renter Occupied HU | 1,252 (15.1%) |
| Vacant Housing Units | 601 ( 7.2%) |
| Median Home Value | $411,774 |
| Average Home Value | $449,145 |
Housing Distribution
Address Breakdown
Residential
8,029
Single Family
8,029
Multi-Family
0
Businesses
345
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Listed by: N/A • Cornerstone Homes
Mls Name: Cornerstone Homes
Mls ID: #N/A