Ashland Plan, Legacy OaksBaton RougeLA70818
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: Ashland Plan, Legacy Oaks, Baton Rouge, LA, 70818 in Baton Rouge, $414,900, 7.64% gross yield, $70/mo net income. Consider it a market-entry position, the $2,640/mo rent covers the $1,866/mo payment with a margin, and 5%/yr appreciation is projected to add $114,629 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.41) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $161,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.2% |
| Monthly Cash Flow | $70 | $450 |
City averages based on Baton Rouge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $2,405 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70818, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,666 (100%) |
| Owner Occupied HU | 3,412 (73.1%) |
| Renter Occupied HU | 904 (19.4%) |
| Vacant Housing Units | 350 ( 7.5%) |
| Median Home Value | $316,844 |
| Average Home Value | $327,164 |
Housing Distribution
Address Breakdown
Residential
4,694
Single Family
4,146
Multi-Family
548
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70818, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,666 (100%) |
| Owner Occupied HU | 3,412 (73.1%) |
| Renter Occupied HU | 904 (19.4%) |
| Vacant Housing Units | 350 ( 7.5%) |
| Median Home Value | $316,844 |
| Average Home Value | $327,164 |
Housing Distribution
Address Breakdown
Residential
4,694
Single Family
4,146
Multi-Family
548
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Legacy Oaks • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A