Amelia Plan, Salt Grass at Ward CreekPanama City BeachFL32413








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Panama City Beach at Amelia Plan, Salt Grass at Ward Creek, Panama City Beach, FL, 32413 offers $3,170/mo rent that, after a $2,227/mo payment, leaves $151/mo cash flow. Total monthly income is $3,170/mo, and annual cash flow is $1,807/yr on $150,831 cash. Return on cash invested measures 21.11% in year one, and rental yield stands at 8.36% at a $454,995 entry. Equity gained on principal adds $2,936/yr while 5% annual appreciation compounds into $125,707 by year five. Five-year ROI records 109.86% and total cumulative return in cash reaches $165,710. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,170/mo property income versus a $2,227/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32413, Panama City Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,408 (100%) |
| Owner Occupied HU | 5,677 (32.6%) |
| Renter Occupied HU | 2,579 (14.8%) |
| Vacant Housing Units | 9,152 (52.6%) |
| Median Home Value | $430,573 |
| Average Home Value | $517,641 |
Housing Distribution
Address Breakdown
Residential
12,560
Single Family
10,041
Multi-Family
2,519
Businesses
718
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Listed by: N/A • Fischer Homes
Mls Name: Fischer Homes
Mls Provider:
Mls ID: #N/A








