Alpine Rv 2095 Plan, Cirrus Pointe : SkyCaldwellID83607
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define Alpine Rv 2095 Plan, Cirrus Pointe: Sky, Caldwell, ID, 83607 in Caldwell. Rental yield 6.17%. The 1.14 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $163,945 and $5,465/yr in principal reduction project total return of $200,437.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 4.7% |
| Monthly Cash Flow | $(365) | $185 |
City averages based on Caldwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,049 |
| Total Monthly Debt Service | $3,178 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83607, Caldwell, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,081 (100%) |
| Owner Occupied HU | 11,352 (80.6%) |
| Renter Occupied HU | 2,204 (15.7%) |
| Vacant Housing Units | 525 ( 3.7%) |
| Median Home Value | $447,329 |
| Average Home Value | $546,326 |
Housing Distribution
Address Breakdown
Residential
13,620
Single Family
13,242
Multi-Family
378
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83607, Caldwell, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,081 (100%) |
| Owner Occupied HU | 11,352 (80.6%) |
| Renter Occupied HU | 2,204 (15.7%) |
| Vacant Housing Units | 525 ( 3.7%) |
| Median Home Value | $447,329 |
| Average Home Value | $546,326 |
Housing Distribution
Address Breakdown
Residential
13,620
Single Family
13,242
Multi-Family
378
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
