Alexander II Plan, ProvidenceHerculaneumMO63048
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAlexander II Plan, Providence, Herculaneum, MO, 63048 in Herculaneum is a solid income-producing rental, 9.63% gross yield, $2,966/mo rent, $565/mo net cash flow on a $332,860 buy. DSCR 1.98 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $91,963 and $3,066/yr in principal reduction project a total cumulative return of $181,783.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $565 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,966 |
| Total Monthly Debt Service | $1,974 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$33 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63048, Herculaneum, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,698 (100%) |
| Owner Occupied HU | 1,302 (76.7%) |
| Renter Occupied HU | 312 (18.4%) |
| Vacant Housing Units | 84 ( 4.9%) |
| Median Home Value | $245,385 |
| Average Home Value | $273,009 |
Housing Distribution
Address Breakdown
Residential
1,704
Single Family
1,610
Multi-Family
94
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$33 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63048, Herculaneum, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,698 (100%) |
| Owner Occupied HU | 1,302 (76.7%) |
| Renter Occupied HU | 312 (18.4%) |
| Vacant Housing Units | 84 ( 4.9%) |
| Median Home Value | $245,385 |
| Average Home Value | $273,009 |
Housing Distribution
Address Breakdown
Residential
1,704
Single Family
1,610
Multi-Family
94
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • KAB Homes
Mls Name: KAB Homes
Mls Provider:
Mls ID: #N/A