Agate Plan, Greendale GroveStarID83669
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Agate Plan, Greendale Grove, Star, ID, 83669 in Star earns a 8.47% gross yield at $556,990. Rent of $3,931/mo nets $727/mo after the $2,505/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $153,886 and $5,130/yr in equity accumulation project a total cumulative return of $256,881.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.0% |
| Monthly Cash Flow | $727 | $300 |
City averages based on Star market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,931 |
| Total Monthly Debt Service | $2,983 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83669, Star, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 6,921 (86.6%) |
| Renter Occupied HU | 826 (10.3%) |
| Vacant Housing Units | 244 ( 3.1%) |
| Median Home Value | $687,248 |
| Average Home Value | $735,125 |
Housing Distribution
Address Breakdown
Residential
6,815
Single Family
6,814
Multi-Family
1
Businesses
339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83669, Star, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 6,921 (86.6%) |
| Renter Occupied HU | 826 (10.3%) |
| Vacant Housing Units | 244 ( 3.1%) |
| Median Home Value | $687,248 |
| Average Home Value | $735,125 |
Housing Distribution
Address Breakdown
Residential
6,815
Single Family
6,814
Multi-Family
1
Businesses
339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices