Adelaide Plan, Bella VitaMapletonUT84664
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 4.91%. Adelaide Plan, Bella Vita, Mapleton, UT, 84664 in Mapleton fits: $587,000, 4.91% gross yield, and a projected 5% annual appreciation rate adding $162,177 in value within five years. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.91) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,406/yr in principal paydown and $162,177 in appreciation project a total return of $140,195.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 5.2% |
| Monthly Cash Flow | $(1,283) | $450 |
City averages based on Mapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,402 |
| Total Monthly Debt Service | $3,452 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84664, Mapleton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,210 (89.6%) |
| Renter Occupied HU | 365 ( 7.8%) |
| Vacant Housing Units | 125 ( 2.7%) |
| Median Home Value | $815,304 |
| Average Home Value | $903,869 |
Housing Distribution
Address Breakdown
Residential
4,065
Single Family
4,018
Multi-Family
47
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84664, Mapleton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,210 (89.6%) |
| Renter Occupied HU | 365 ( 7.8%) |
| Vacant Housing Units | 125 ( 2.7%) |
| Median Home Value | $815,304 |
| Average Home Value | $903,869 |
Housing Distribution
Address Breakdown
Residential
4,065
Single Family
4,018
Multi-Family
47
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices