Adams Plan, GreenwoodWoodlakeCA93286
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Woodlake rentals match the income profile of Adams Plan, Greenwood, Woodlake, CA, 93286. Listed at $352,490, gross rent is $4,138/mo and net cash flow is $1,957/mo, a 14.09% yield well above national averages. DSCR 2.61 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $97,386 by year five with $3,246/yr in annual principal reduction, projecting $259,629 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 6.0% |
| Monthly Cash Flow | $1,957 | $300 |
City averages based on Woodlake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,138 |
| Total Monthly Debt Service | $2,040 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93286, Woodlake, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,330 (100%) |
| Owner Occupied HU | 1,820 (54.7%) |
| Renter Occupied HU | 1,292 (38.8%) |
| Vacant Housing Units | 218 ( 6.5%) |
| Median Home Value | $358,596 |
| Average Home Value | $451,982 |
Housing Distribution
Address Breakdown
Residential
3,140
Single Family
2,943
Multi-Family
197
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93286, Woodlake, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,330 (100%) |
| Owner Occupied HU | 1,820 (54.7%) |
| Renter Occupied HU | 1,292 (38.8%) |
| Vacant Housing Units | 218 ( 6.5%) |
| Median Home Value | $358,596 |
| Average Home Value | $451,982 |
Housing Distribution
Address Breakdown
Residential
3,140
Single Family
2,943
Multi-Family
197
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices