The Gwinnett Plan, Covington PointeBrunswickGA31523
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at The Gwinnett Plan, Covington Pointe, Brunswick, GA, 31523 in Brunswick: $3,540/mo in rent, $784/mo in net income, 9.38% gross yield, 1.74 DSCR, all at $452,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $125,128 in appreciation and $4,171/yr in principal paydown projects total cumulative return of $221,957.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $784 | $250 |
City averages based on Brunswick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,540 |
| Total Monthly Debt Service | $2,576 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31523, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,216 (100%) |
| Owner Occupied HU | 4,854 (78.1%) |
| Renter Occupied HU | 865 (13.9%) |
| Vacant Housing Units | 497 ( 8.0%) |
| Median Home Value | $367,810 |
| Average Home Value | $405,835 |
Housing Distribution
Address Breakdown
Residential
6,227
Single Family
6,226
Multi-Family
1
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31523, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,216 (100%) |
| Owner Occupied HU | 4,854 (78.1%) |
| Renter Occupied HU | 865 (13.9%) |
| Vacant Housing Units | 497 ( 8.0%) |
| Median Home Value | $367,810 |
| Average Home Value | $405,835 |
Housing Distribution
Address Breakdown
Residential
6,227
Single Family
6,226
Multi-Family
1
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
