9996 S Robin RdMcCammonID83250
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play9996 S Robin Rd, McCammon, ID, 83250 in McCammon is priced for appreciation, not yield. Rental yield 4.76%. At $415,000 with a 4.76% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $114,657 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.88) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $108,999.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(740) | $300 |
City averages based on McCammon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,648 |
| Total Monthly Debt Service | $2,222 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
2.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83250, Mccammon, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 620 (83.0%) |
| Renter Occupied HU | 76 (10.2%) |
| Vacant Housing Units | 51 ( 6.8%) |
| Median Home Value | $482,813 |
| Average Home Value | $569,847 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
440
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
2.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83250, Mccammon, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 620 (83.0%) |
| Renter Occupied HU | 76 (10.2%) |
| Vacant Housing Units | 51 ( 6.8%) |
| Median Home Value | $482,813 |
| Average Home Value | $569,847 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
440
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandi Townsend • Premier Properties
Mls Name: PCTMLS
Mls Provider:
Mls ID: #577787
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.