9995 Monte Cristo DrKelseyvilleCA95451
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9995 Monte Cristo Dr, Kelseyville, CA, 95451 in Kelseyville is a solid income-producing rental, 9.45% gross yield, $2,669/mo rent, $572/mo net cash flow on a $339,000 buy. DSCR 1.75 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $93,659 and $3,122/yr in principal reduction project a total cumulative return of $165,403.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.0% |
| Monthly Cash Flow | $572 | $300 |
City averages based on Kelseyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,669 |
| Total Monthly Debt Service | $1,962 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95451, Kelseyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,220 (100%) |
| Owner Occupied HU | 3,583 (57.6%) |
| Renter Occupied HU | 1,277 (20.5%) |
| Vacant Housing Units | 1,360 (21.9%) |
| Median Home Value | $420,577 |
| Average Home Value | $450,025 |
Housing Distribution
Address Breakdown
Residential
5,068
Single Family
5,068
Multi-Family
0
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95451, Kelseyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,220 (100%) |
| Owner Occupied HU | 3,583 (57.6%) |
| Renter Occupied HU | 1,277 (20.5%) |
| Vacant Housing Units | 1,360 (21.9%) |
| Median Home Value | $420,577 |
| Average Home Value | $450,025 |
Housing Distribution
Address Breakdown
Residential
5,068
Single Family
5,068
Multi-Family
0
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah McGrath • RE/MAX Gold Lake County
Mls Name: CRMLS
Mls ID: #LC25262979