998 Harvest Valley LOT 36HopkinsSC29061
INVESTMENT ANALYSIS
Investment Verdict
Solid Income998 Harvest Valley LOT 36, Hopkins, SC, 29061 in Hopkins is a solid income-producing rental, 9.95% gross yield, $1,800/mo rent, $468/mo net cash flow on a $216,990 buy. DSCR 1.84 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $59,950 and $1,999/yr in principal reduction project a total cumulative return of $112,330.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $468 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,246 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
4,791 sqft lot
$N/A/sqft
$485 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
4,791 sqft lot
$N/A/sqft
$485 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelly Garner • Century 21 803 Realty
Mls Name: Consolidated MLS
Mls Provider:
Mls ID: #601682
Disclaimer: IDX listing data provided courtesy of Consolidated MLS - Columbia, SC